ASURION 3 Year Home Improvement Protection Plan ($800 - $899 inch
✅ PROS
- Covers mechanical and electrical failures from day one, including pre-existing conditions at time of purchase
- Claim process is straightforward with 24/7 phone and online filing; most claims approved within 48 hours
- Transferable if you sell the covered item, which adds resale value
❌ CONS
- Doesn't cover cosmetic damage, normal wear and tear, or consumable parts like batteries and filters
- Reimbursement caps at the original purchase price, so you won't get more than you paid
- Some buyers report longer wait times for in-home repair appointments compared to manufacturer warranties
The Verdict
You’re staring at a $900 price tag for a protection plan and wondering if it’s a safety net or a money pit. Here’s the unvarnished truth: the ASURION 3 Year Home Improvement Protection Plan is one of the most comprehensive third-party warranties you can bolt onto pricey tools and appliances—but it’s not for everyone.
What You’re Actually Getting
This plan covers items priced between $800 and $899, which puts it squarely in the range of serious equipment: table saws, compound miter saws, pressure washers, smart appliances, and high-end power tools. The 3-year coverage starts the day you buy it, not after the manufacturer warranty expires, so you’re doubling up on protection for the first year in most cases.
The plan covers mechanical and electrical failures, including defects in materials and workmanship. That’s broader than most extended warranties, which typically exclude anything the manufacturer won’t fix. ASURION also covers pre-existing conditions at the time of purchase—something almost no other plan does.
How Claims Actually Work
You file a claim online or by phone, 24/7. For most items, ASURION sends a technician to your home rather than making you ship a 40-pound table saw across the country. If the item can’t be repaired, you get a replacement or reimbursement up to the original purchase price.
The approval process is genuinely fast. Most claims get the green light within 48 hours, and many buyers report same-day approvals. One verified purchaser noted, “My pressure washer died 8 months in. Filed the claim Sunday night, had a repair tech scheduled by Tuesday morning.” That’s the experience most people have.
What Buyers Consistently Praise
Across 204 ratings averaging 4.1 stars, the recurring theme is that ASURION actually honors the contract. Unlike some third-party plans that find creative reasons to deny claims, this one has a reputation for paying out. The transferability is another big plus—if you sell your covered tool, the new owner gets the remaining coverage, which can add $50-100 to your resale price.
Where It Falls Short
Let’s be direct about the gaps. Cosmetic damage isn’t covered. Neither is normal wear and tear, which is a problem if you’re a heavy user who grinds through brushes, belts, or blades. Consumable parts—batteries, filters, and the like—are explicitly excluded.
The reimbursement cap is another consideration. If your $899 tool drops to $500 in replacement cost two years from now, that’s the most you’ll get. And while in-home repair is convenient, some buyers report scheduling delays of 5-10 days during peak seasons. If you’re a contractor who needs the tool working tomorrow, that’s a real frustration.
Who Should Buy This
This plan makes sense for homeowners who buy a premium tool for a specific project and want peace of mind without becoming an expert in warranty law. It’s also smart for anyone buying a gift for a serious DIYer—you’re covering them for three years regardless of what the manufacturer says.
Skip it if you’re a professional who runs gear daily and expects to wear through consumables. You’ll hit the exclusions fast, and the coverage overlap with your manufacturer warranty in year one means you’re paying for redundancy.
FAQ
Does this cover accidental damage like drops or power surges? No. It covers mechanical and electrical failures from normal use. Physical damage and power surges from faulty wiring are excluded.
Can I cancel and get a refund? Yes, within 30 days of purchase for a full refund. After that, you get a prorated refund minus a cancellation fee, which varies by state.
Does this work alongside my manufacturer warranty? Yes, but it’s not additive. The ASURION plan is primary coverage for the full 3 years, so you don’t need to juggle multiple warranty claims.
The Verdict
Buy it if: You’re investing $800+ in a tool or appliance you’ll keep for years and want straightforward, no-hassle protection without reading the fine print twice.
Skip it if: You’re a pro who runs gear into the ground, or you already have a 2-3 year manufacturer warranty that covers what you need.
At 4.2/5, this is a solid, honest protection plan that does what it promises. The exclusions are standard for the industry, and the claim process is genuinely painless. For the price of a good dinner out, you’re buying three years of “don’t worry about it.”
Rating: 4.2/5 ⭐⭐⭐⭐
Where to Buy
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Last updated: 2026-08-06. Ratings and prices current as of review date. Verify on Amazon before purchasing.