ASURION 2 Year Furniture Protection Plan ($900 - $999.99)
✅ PROS
- Covers mechanical and electrical failures on furniture with power features like recliners, lift chairs, and adjustable bases
- 24/7 claims via phone or online with fast approval — most claims processed within 48 hours
- Transferable if you sell or gift the furniture within the coverage period
❌ CONS
- Does NOT cover accidental damage, stains, tears, or pet damage — only mechanical/electrical failure
- No reimbursement for shipping or delivery fees on replacements; you may pay out of pocket
- Claim denial rate is higher than advertised for cosmetic issues — read the fine print on exclusions
The Verdict
Let me save you $100 and 20 minutes of reading fine print. The ASURION 2 Year Furniture Protection Plan for items in the $900–$999.99 range is a straightforward extended warranty, but it’s not what many shoppers assume it is. This is not accidental damage coverage. It’s a mechanical and electrical failure plan. If you’re buying a $950 power recliner and worried about the motor dying, this plan has your back. If you’re worried about your kid spilling juice on the fabric, it won’t.
What you actually get
You’re buying two years of coverage added on top of the manufacturer’s warranty, starting from your purchase date — not from when the manufacturer warranty ends. That’s a key detail. You’re essentially doubling the protection window for the mechanical and electrical guts of your furniture.
The plan covers parts, labor, and replacement if the item can’t be repaired. It also includes coverage for power cords, transformers, and internal wiring. For furniture in this price bracket — typically power recliners, lift chairs, massage chairs, or higher-end adjustable sofas — that’s where real failures happen. The $900-$999.99 tier is specifically for items priced in that range, so double-check your receipt before buying.
How claims actually work
You file through ASURION’s portal or phone line. Most claims require photos or a video showing the malfunction, plus proof of purchase. Once approved, they either send a technician or authorize a replacement. The 48-hour approval window is generally accurate — that’s where ASURION shines.
But here’s the catch I keep seeing in buyer feedback: the replacement process. If your furniture is replaced, you’re responsible for delivery or shipping fees in some cases. For a 100-pound recliner, that’s not pocket change. One reviewer noted, “They approved my claim quickly but I had to pay $75 to have the new chair delivered.” That’s not disclosed upfront on the product page.
What buyers consistently praise
The speed of claims processing gets the most positive feedback. Customers also appreciate that the plan is transferable — if you sell the furniture within the two years, the new owner inherits the coverage. That’s a real resale advantage.
Service calls for power lift chairs and recliners get high marks. Technicians actually show up, and repairs are handled without the runaround you get from some third-party warranty companies.
Where it falls short
The #1 complaint is the scope of coverage. ASURION’s product listing mentions “mechanical and electrical failures,” but buyers still expect accidental damage coverage based on the title. It’s not there. Stains, burns, tears, pet damage, and frame damage from misuse are all excluded.
There’s also a $0 deductible, which is good, but the fine print excludes pre-existing conditions and damage from “improper installation.” If your furniture arrives damaged from shipping, that’s the seller’s responsibility, not ASURION’s. Some buyers have gotten confused about that boundary.
Who should buy this
- Buyers of power furniture: If you’re getting a lift chair, power recliner, or adjustable base, motors and actuators fail. This plan is worth it.
- Anyone keeping furniture long-term: Two years of added mechanical coverage beyond the manufacturer warranty gives peace of mind on moving parts.
- Skip it if: You want stain or accidental damage protection. This plan won’t help with a spilled glass of red wine.
Frequently asked questions
Does this cover stains or tears on the fabric? No. This is strictly mechanical and electrical failure coverage. Fabric damage requires a separate furniture protection plan from the retailer.
Can I buy this plan after I’ve already received my furniture? Yes, typically within 30 days of delivery. But you’ll need your order number and proof of purchase.
What happens if my furniture can’t be repaired? ASURION will replace it with a comparable item or refund the purchase price — but you may pay delivery fees on the replacement.
The verdict
Buy it if you’re purchasing a power recliner, lift chair, or motorized furniture in the $900-$999 range and want protection for the parts most likely to fail.
Skip it if you want coverage for spills, stains, or everyday wear — or if your furniture has no power components, because this plan covers almost nothing that could go wrong with a static sofa.
Rating: 3.7/5 — A solid mechanical warranty with fast claims, but the coverage limitations and potential delivery fees keep it from being a must-buy. For a $950 power chair, the math works. For a $900 static sofa, you’re better off banking the money.
Where to Buy
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Last updated: 2026-08-06. Ratings and prices current as of review date. Verify on Amazon before purchasing.